11th Circuit Rules Against Terry Jacks!

Poor Terry Jacks, the dude always seems so unhappy, whining like a navel-gazing loser over trusted friends and birds singing in the sky and starfish on the beach and Papa and pretty girls and children and Michelle dying.

Now I can finally understand why:

We affirm the grant of summary judgment in Wells Fargo’s favor as to all claims except those based on actions that Wells Fargo may take after the Jacks’ bankruptcy case is dismissed or discharged. We determine to the extent the Jacks’ claims are based on events that may take place later, they are not ripe, and we dismiss them.

So now we can blame Wells Fargo for that train wreck of a song.